USM Systemwide Employee Benefits SYSTEMWIDE BENEFITS HEALTH BENEFITS: General Information Medical Plans: Prescription Drug Plan: - 2024 Plan Year - 2025 Plan Year Dental Plans: Flexible Spending Accounts: RETIREMENT: Choosing a Retirement Program: Highlights of the SRPS & ORP Retirement Programs State of Maryland Pension Plan Plan Provider: USM Optional Retirement Plan Plan Provider: ORP Plan Document First Amendment to the ORP Plan Document Optional Retirement Program Handbook for Retiree Health Benefits for Employees Hired Before July 1, 2011 Optional Retirement Program Handbook for Retiree Health Benefits for Employees Hired on or After July 1, 2011 Retirement Plan Option Form for Exempt Staff & Faculty Employees with ORP/Pension Comparison ORP Vendor Selection Form Retiring from the State of Maryland System for ORP Members, TIAA Presentation State of Maryland Supplemental Retirement Plans Plan Provider: State of Maryland Supplemental Retirement Plans Plan Provider: 403(b) Plan Document 457(b) Plan Document 401(a) Plan Document Retirement@Work: USM Supplemental Retirement Portal LEAVE RESERVE FUND: Leave Reserve Fund Request Form Instructions LIFE INSURANCE: Life Insurance and Accidental Death and Dismemberment Insurance State-sponsored Plan Life Insurance and Long-Term Disability Insurance USM-sponsored Plan Comparison of State of Maryland and USM MetLife Plans TUITION REMISSION: Active Employees: USM Tuition Remission Portal For USM Retirees and Active Employees of Morgan State (MSU), St. Mary's College of Maryland (SMCM), and Baltimore City Community College (BCCC): USM Application for Tuition Remission Tuition Remission Calendar USM EMPLOYEE ASSISTANCE PROGRAM (EAP): WELLNESS & EMPLOYEE DISCOUNTS: OTHER PROGRAMS AVAILABLE THROUGH PAYROLL DEDUCTION: